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Messenger adds Venmo-like QR codes for personal payments in the US – TechCrunch

This spring, Facebook confirmed that it was testing Venmo-like QR codes for personal payments in its app in the United States. Today, the company announced that these codes are publicly available to all users in the United States, allowing anyone to send or request money via Facebook Pay – even if they are not Facebook friends.

QR codes work similar to those found in other payment applications, such as Venmo.

The feature can be found in the “Facebook Pay” tab in the Messenger settings, accessible by tapping your account icon in the upper left corner of the screen. Here you will be presented with your personalized QR code, which is very similar to a regular QR code, except that there is your account icon in the middle.

Below you will be shown your personal Facebook Pay UR, which is in the form “https://m.me/pay/UserName”

;. This can also be copied and sent to other users when you request payment.

Facebook notes that the codes will work between all US Messenger users and will not require a separate payment app or any process for entering or uploading contacts to get started.

Users who want to be able to send and receive money in Messenger must be over 18 years of age and must have a Visa or Mastercard debit card, PayPal account or one of the supported prepaid cards or government cards to use the payment feature. They will also need to set their preferred currency in US dollars in the app.

After completing the setup, you can choose which payment method you want by default and optionally protect the payments behind the PIN you have chosen.

The QR code is also available from the Facebook Pay section of Facebook’s main app, in a carousel at the top of the screen.

Facebook Pay launched for the first time in November 2019 as a way to create a payment system that is distributed in the company’s applications for not only personal payments, but also other features such as donations, stars and e-commerce, among other things . Although QR codes accept signals from Venmo and others, the service as it is now is not necessarily a rival to payment applications, as Facebook has partnered with PayPal as one of the supported payment methods.

However, although the payment experience is separate from Facebook’s cryptocurrency portfolio, Novi, this is something that may change in the future.

Image credits: Facebook

The feature was introduced along with several other Messenger updates, including a new quick response bar that makes it easy to reply to a photo or video without having to go back to the main chat thread. Facebook has also added new chat topics, including one for Olivia Rodrigo fans, another for World Oceans Day, and one promoting the new F9 movie.

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